Time is money.

Russell K. Marshall


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As soon as you sell, or otherwise no longer possess, a car, you will need to cancel insurance coverage for that vehicle. linkvana Make the call at the soonest opportunity though, so premiums aren’t higher than needed. The best thing you can do to to keep your car insurance payments low is to maintain a spotless driving record. A car accident will raise your rates quicker than almost anything else. Always drive within your own capacity and stay away from dangerous conditions. For example, if your night vision is poor, avoid driving at night. Be a safe driver! Do not be a high risk driver! Insurance companies view you as high risk if you have a lot of traffic violations, car accidents, or drunken driving violations. Some states have – no law to protect drivers – who are high risk, and insurers often will not accept high risk drivers in those states. When you get into a car accident, notify the police. The police are best equipped to collect all the relevant information and will know what to do next. The police, and the accident report they file, could become your best friend where your car insurance company is concerned. Phone the police as soon as possible.

To keep your auto insurance costs at a minimum, don’t include drivers on your policy that won’t actually be driving your cars. You can save a great deal by removing drivers who do not actually drive your vehicle. You should particularly remove teenagers from your insurance if they do not use the vehicle. Having them on your insurance significantly increases your premium.

Get liability-only coverage. This policy is the cheapest one you can get that still follows all mandatory minimum state laws. Just remember that it does not cover you or your vehicle, only the other person and their vehicle. Scott Tucker Racing In the event your car is damaged in some way, you would have to pay for the repairs yourself.

There are many TV ads for auto insurance, most of them advertise incredible savings and claim to be cheaper than their competitors. You should not subscribe to an insurance based only on what you have seen on a TV ad. The prices given on TV are based on a particular configuration of demographics and might not apply to you. There are many aspects to car insurance and one small part of comparing quotes is to look at the annual premium costs. Look at how good the actual policies are when comparing companies. For example, what are the deductibles? What is your level of coverage? What kind of limits can you expect? Reconsider buying after-market add-ons for your car that you do not really need. It is nice to have a nice stereo and heated seats, but they are not really necessary. Your insurance won’t repay you for damage if your vehicle is stolen.

Numerous references everyone might browse through ; Scott Tucker Racing

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